{"id":1139,"date":"2025-12-09T12:00:00","date_gmt":"2025-12-09T12:00:00","guid":{"rendered":"https:\/\/lakamsani.me\/blog\/?p=linkedin-16"},"modified":"2025-12-09T12:00:00","modified_gmt":"2025-12-09T12:00:00","slug":"indias-next-digital-highway-is-here-its-called-bima-sugam","status":"publish","type":"post","link":"https:\/\/lakamsani.me\/blog\/2025\/12\/09\/indias-next-digital-highway-is-here-its-called-bima-sugam\/","title":{"rendered":"India\u2019s Next Digital Highway Is Here&#8230; It\u2019s Called Bima Sugam"},"content":{"rendered":"<p>India\u2019s Next Digital Highway Is Here&#8230; It\u2019s Called Bima Sugam<br \/>\nEvery few years, India quietly builds another digital highway &#8230;..<br \/>\neach one changing how an entire industry works.<br \/>\n\u2733\ufe0f RuPay<br \/>\nIndia\u2019s own card network to lower costs and dependence on global rails such as Visa , Master card. It brought every bank onto shared card infrastructure.<br \/>\n\u2733\ufe0f UPI<br \/>\nTook it further \u2014 money transfer free, instant, universal.<br \/>\nFrom chai stalls to corporates, UPI became the rail everyone rides.<br \/>\n\u2733\ufe0f ONDC<br \/>\nFrom closed marketplaces to an open network. Less about owning access, more about delivering a great experience<br \/>\n\u2733\ufe0f Bima Sugam (Now it is Insurance\u2019s turn)<br \/>\nOne KYC. One policy vault. One claims track.<br \/>\nBuy, renew, and claim across life, health, and motor in one place.<br \/>\nLess paperwork. More transparency. Faster service.<br \/>\nWho loses old advantages :<br \/>\n\ud83d\udfe2 The agencies built on exclusive integrations and not transparent processes.<br \/>\n\ud83d\udfe2 Policybazaar and InsuranceDekho earned their lead by wiring insurers API-by-API;<br \/>\n\ud83d\udca5 As common platform like Bima Sugam arrive, that tech edge won\u2019t stay exclusive. Commissions on simple products will shrink.<br \/>\nThis isn\u2019t destruction &#8230;. it\u2019s redistribution.<br \/>\nWho wins next<br \/>\nNew startups will emerge &#8230;<br \/>\nbut this time, tech won\u2019t be the edge.<br \/>\nWinners (new and existing) will be the ones<br \/>\n\u2705 Those who give into advice.<br \/>\n\u2705 Those who make claims process simple and choices clear.<br \/>\n\u2705 Those who build trust, experience, and relationships as their moat.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s Next Digital Highway Is Here&#8230; It\u2019s Called Bima Sugam<br \/>\nEvery few years, India quietly builds another digital highway &#8230;..<br \/>\neach one changing how an entire industry works.<br \/>\n\u2733\ufe0f RuPay<br \/>\nIndia\u2019s own <\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1139","post","type-post","status-publish","format-standard","hentry","category-linkedin-posts","wpcat-18-id"],"_links":{"self":[{"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/posts\/1139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/comments?post=1139"}],"version-history":[{"count":0,"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/posts\/1139\/revisions"}],"wp:attachment":[{"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/media?parent=1139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/categories?post=1139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lakamsani.me\/blog\/wp-json\/wp\/v2\/tags?post=1139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}